The Central Bank of India has announced its recruitment process for 1,000 Credit Officer positions in 2025. This recruitment drive presents a significant opportunity for individuals aspiring to build a career in the banking sector. Candidates meeting the eligibility criteria can apply online within the stipulated time frame. This article provides an in-depth analysis of the recruitment process, covering eligibility criteria, selection process, application fees, exam structure, and salary details.
Notification Details and Key Highlights
The Central Bank of India Credit Officer Recruitment 2025 notification provides essential details regarding the job role, eligibility requirements, selection process, and important dates. The recruitment aims to fill vacancies for Credit Officers in General Banking through a structured selection process, ensuring the most competent candidates are chosen.
| Particulars | Details |
|---|---|
| Bank Name | Central Bank of India |
| Post Name | Credit Officer (General Banking) |
| Vacancies | 1000 |
| Educational Qualification | Graduation in any discipline |
| Age Limit | 20-30 years (Category-wise relaxation applicable) |
| Selection Process | Online Exam & Interview |
| Application Mode | Online |
| Official Website | www.centralbankofindiaco.in |
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Eligibility Criteria
Candidates must meet specific eligibility requirements set by the Central Bank of India to apply for the Credit Officer post.
Educational Qualification
- Graduation in any discipline from a recognized university.
- Minimum marks required:
- General/EWS: 60%
- SC/ST/OBC/PWBD: 55%
Age Limit
- Minimum Age: 21 years
- Maximum Age: Varies by category
| Category | Age Limit |
|---|---|
| General/EWS | 30 years |
| SC/ST | 35 years |
| OBC | 33 years |
| PWBD | 40 years |
Vacancy Distribution
The 1,000 vacancies have been distributed across different categories to maintain diversity and equal opportunities.
| Category | Number of Vacancies |
|---|---|
| General | 405 |
| OBC | 270 |
| SC | 150 |
| ST | 75 |
| EWS | 100 |
| Total | 1000 |
Selection Process for Central Bank of India Credit Officer Recruitment 2025:
The recruitment process comprises multiple stages to assess candidates thoroughly.
1. Online Exam
Candidates must appear for an online examination, consisting of both objective and descriptive questions.
| Section | No. of Questions | Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 25 minutes |
| Quantitative Aptitude | 30 | 30 | 25 minutes |
| Reasoning Ability | 30 | 30 | 25 minutes |
| General Awareness | 30 | 30 | 15 minutes |
| Total | 120 | 120 | 90 minutes |
| Descriptive (Letter Writing & Essay) | 2 | 30 | 30 minutes |
2. Interview
Candidates clearing the online exam will be invited for an interview, where they must demonstrate their banking knowledge and communication skills.
3. Final Selection
The final selection will be based on combined scores from the online test and the interview. Those who successfully clear all stages will be appointed as Credit Officers in the bank.
Application Fee Structure
Applicants need to pay the prescribed fees online to complete their registration process.
| Category | Fee Amount |
|---|---|
| Women/SC/ST/PWBD | ₹150 |
| General/OBC/EWS | ₹750 |
Training Program: PGDBF Course
Selected candidates will have to undergo a Post Graduate Diploma in Banking & Finance (PGDBF) course before their final appointment. The training consists of:
- 9 months of classroom training
- 3 months of on-the-job training
Stipend:
- ₹2,500 per month during classroom training
- ₹10,000 per month during on-job training
Salary and Benefits
Credit Officers will be placed in the Junior Management Grade Scale-I (JMGS-I) with the following pay scale:
₹48,480 – 2000(7) – 62,480 – 2340(2) – 67,160 – 2680(7) – 85,920
Additional benefits include:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Medical facilities
- Career growth opportunities within the bank
Cut-Off Marks for Selection
Cut-off marks are the minimum scores required to qualify for the next stage of the selection process. These cut-offs depend on factors like the number of applicants and difficulty level of the exam. Candidates must achieve at least the minimum sectional and overall cut-off scores to be considered for selection.
Important Dates
Applicants must be aware of the crucial dates associated with the recruitment process to avoid missing any deadlines.
| Activity | Date |
|---|---|
| Notification Release | 30 January 2025 |
| Online Application Start Date | 30 January 2025 |
| Last Date to Apply | 20 February 2025 |
| Online Exam Date | To Be Announced |
Frequently Asked Questions (FAQs)
Q1: What is the last date to apply for the Central Bank Credit Officer Recruitment 2025?
Ans: The last date for submitting online applications is 20 February 2025.
Q2: What is the selection process for the Central Bank Credit Officer 2025?
Ans: The selection process includes an Online Exam, a Descriptive Test, and an Interview. Candidates must qualify in all stages for final selection.
Q3: What is the salary of a Credit Officer in the Central Bank of India?
Ans: The salary follows the JMGS-I pay scale, starting at ₹48,480 and going up to ₹85,920, with additional allowances and benefits.
Conclusion
The Central Bank of India Credit Officer Recruitment 2025 offers an excellent career opportunity for aspiring bankers. With a clear and structured selection process, competitive salary, and career growth prospects, this recruitment drive is an attractive option for graduates. Interested candidates should ensure they meet the eligibility criteria and apply before the deadline to take advantage of this opportunity.